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For UK Bank Connectivity, Zone & Co and its global legal entities (collectively, “Zone”) provide services via Zone & Company Software Consulting EMEA B.V., which acts as an agent of Plaid Financial Ltd. Plaid is an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides regulated account information services through Zone’s status as its agent.